Finance & Investing
CAGR Calculator: Measure SIP and Stock Growth Rate Accurately
Published July 4, 2026 · 5 min read · apps2help.com
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A simple "total return" figure can be misleading when comparing investments held for different periods. A stock that doubled in 3 years and one that doubled in 10 years both show "100% return," but their actual annual growth rates are wildly different. CAGR (Compound Annual Growth Rate) fixes this by expressing growth as a smooth, comparable annual rate.
Quick answer: Enter your starting value, ending value, and the number of years into the free Apps2Help CAGR Calculator to get your compound annual growth rate instantly, along with a year-by-year chart.
Why CAGR Beats a Simple Return Percentage
CAGR smooths out the ups and downs of an investment's actual year-to-year performance into a single, consistent annual rate, which makes it possible to fairly compare investments of different durations side by side.
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Stock Returns
Compare stocks held for different time periods.
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SIP Growth
Measure the effective annual growth of a SIP.
🏠
Property Value
Track real estate appreciation over the years.
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Growth Chart
See a year-by-year visual of compounding.
Step-by-Step: Calculate CAGR
- Open the CAGR Calculator
- Enter the starting year and the value at the start
- Enter the ending year and the value at the end
- Click Calculate CAGR and Chart
- View your CAGR percentage and the year-by-year growth chart, and download it if needed
Try the CAGR Calculator — Free
Get your compound annual growth rate with a downloadable chart, right in your browser.
Calculate CAGR →
Using CAGR for a SIP
For a lump-sum SIP comparison, plug in the value at the start of your investment window and its current value, along with the number of years invested. The resulting CAGR gives you a cleaner picture of performance than simply looking at total gain, especially useful when comparing SIPs across different fund houses or time horizons.
Using CAGR to Compare Stocks
When comparing two stocks with different holding periods, CAGR levels the playing field. A stock up 50% over 2 years and one up 50% over 5 years look identical on a simple return basis, but their CAGR figures reveal which one actually grew faster per year.
Can I Export the Growth Chart?
Yes, once you calculate your CAGR, the year-by-year growth chart can be downloaded as an image, useful for reports, presentations, or your own investment records.
Frequently Asked Questions
How is CAGR calculated?+
CAGR is calculated from the starting value, ending value, and number of years, expressing the growth as a smoothed, compounding annual rate.
Can I use this to calculate SIP growth rate?+
Yes, enter the value at the start and end of your investment period along with the number of years to get an effective annual growth rate.
Can I compare two stocks with different holding periods?+
Yes, CAGR expresses growth as an annual rate, making it possible to fairly compare investments held for different lengths of time.
Can I download the growth chart?+
Yes, the year-by-year growth chart can be downloaded as an image after calculating your CAGR.
Is this calculator free and private?+
Yes, it's completely free and all calculations happen in your browser without storing your financial figures.
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